Covers your home and property; your personal property in the home; and your liability as the homeowner for injury on your premises or for bodily injury or property damage that result from your actions. Replacement coverage and other options available.
Designed for owners of condominiums and cooperative apartments. Typically provides coverage for contents, inside walls, cabinets, fixtures, and floors. Also includes liability coverage for bodily injury or property damage that result from your actions. Optional additions can include coverage for renting or leasing your unit to others or loss assessment.
Provides property and liability coverage for tenants of apartments, single-family homes and other rental properties.
Flood insurance policies cover physical damage to your property and possessions, which are not covered by a homeowners policy. Interestingly, nearly 20% of flood insurance claims come from moderate-to-low risk areas. Click here for the official Flood definition used by the NFIP.